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Retreat Details

Cents Positive is first and foremost a social event where women can meet others on a similarly unconventional life path, pursuing financial independence instead of the standard script. You’ll leave with new friends and a strong support network you can lean on as you continue on your FI journey.

And the word “retreat” is no accident — this isn’t a jam-packed conference that expects you to get up before sunrise and attend 10 different sessions. This is a leisurely paced weekend with a few programmed events but lots of free time, too.

Join us!

Stay tuned for details on 2019 events!

What’s On the Agenda?

The precise agenda will depend on what attendees (that’s you!) say you want, and you’ll receive a survey link after registering in which you can share exactly what you’d like to get out of the event. You can definitely expect a mix of time together as a group and some unstructured time to hang out with your new friends, including:

  • Friday night group dinner
  • Time to meet others at a similar point in their journey as you
  • Time to meet others in your geographic region
  • Q&A time in which you can share your challenges with a group and get feedback or troubleshooting help
  • Short, inspiring talks from cool women
  • Saturday night dinner in small groups
  • Sunday morning group outing and farewell

Scholarships Available

Sign up for the email newsletter to get info about applying for one of the Cents Positive scholarships:

  • Two scholarships to attend the main retreat, including lodging and all included meals
  • Two scholarships to attend the main retreat plus blogger add-on, including lodging and all included meals
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Answers to all of your questions! Got one that isn’t answered here? Use the contact form to ask it.

Who is Cents Positive for?

The retreat is for all women interested in financial independence (FI). Whether you’re already FI and looking for a support group of like-minded women, or just dipping a toe in the FI waters, you’ll find a home here. Most of the conversations in the FIRE (financial independence, retire early) community aren’t as welcoming to women as they could be, so Cents Positive is a safe space just for us. All women over 18 are welcome, including trans women and nonbinary people who relate more to the female experience.

Is this really a retreat?

Yes! From a pajama party Saturday night (costume optional) to lots of free time throughout, you’ll enjoy a leisurely pace to connect with lots of other women. You could wear pajamas or your favorite leisurewear the entire time and feel right at home. 🙂

What are the logistics for the event?

Future event logistics will be announced here as soon as they’re set. But you’ll sign up here for the retreat itself, and then book your lodging and airfare yourself.

What will the retreat be like? 

Cents Positive features a mix of full-group sessions and breakout time for you to meet other women at a similar point in the journey, other women in your region, and have time to bring your questions and challenges up and get group input. In addition to group time, you’ll have lots of time and space to spend time with your new friends.

Is this retreat mostly for bloggers?

No! In fact, Cents Positive is not a blogger event at all, and the focus will be 100% on women and our money journeys. The first event had an optional blogger add-on day, but future events will not have a blogging component. Bloggers are welcome, of course, but that’s not our focus.

Is Cents Positive affordable?

Yes! Affordability and accessibility are what this event is all about. What would be the point of attending an FI event that takes you farther from your FI goal?!

Future locations will chosen with cost as concern number one, and convenience as concern number two. If you choose to attend, here’s what you need to expect to pay for, with your choice of dollars or travel points:

  • Event ticket (first event was $200 and future events should be similar)
  • Airfare
  • Hotel room (solo or shared with up to two others)
  • Food while traveling
  • Saturday dinner

That’s all! Friday dinner, Saturday breakfast and lunch, and Sunday breakfast are all included, as is transportation from the airport. For bloggers attending the add-on day, Friday breakfast and lunch are included, and we’ll all go out together for a casual dinner Thursday night.

Can you help me find a roommate?

Yes! When you register, you’ll receive an email that contains the survey link to share what you’d like to get out of the retreat, along with the link to a private Google Sheet to connect potential roommates.

I have dietary restrictions. What do I do?

No problem! The survey will let you indicate your restrictions, and we’ll make sure you’re covered in the group meals.

Are there scholarships available?

Yes! Two women will be awarded scholarships covering the retreat, lodging and included meals, and two women will be awarded scholarships for the retreat, blogger add-on, lodging and included meals. Your only cost will be getting to the event and Saturday dinner. Sign up for the email newsletter for details how you can apply.

I registered and can no longer attend. Are refunds available?

Not exactly. Because this is a small DIY operation, refunds aren’t available. But, you can transfer your registration to anyone else at no cost. So long as you only charge as much as you paid, it’s all good. And we can help you find someone to buy your ticket.

I prefer to keep my FI plans from my employer or others. Can I come and stay anonymous?

Heck yes you can! When you check in, you’ll have the option to grab some “no photos please” stickers, and you’ll fill out your name tag yourself, so you can write your real name, a pseudonym or whatever you want on it. And generally, we’ll encourage everyone to keep the Instagramming to a minimum to keep the focus in the room.

Who are the event sponsors?

Trick question! There are none. And it’s going to stay that way. The whole point of Cents Positive is to give women a safe space to talk about money, our relationships and the emotion around all of it, and there’s no room for corporate sponsors in there. This event is all about you and your new friends, not companies trying to push products on you. It’s in that same spirit that this event doesn’t have headliners or “famous” bloggers topping the marquee. You’ll recognize some faces there if you read FI blogs, but that’s not what this is about at all.

Is there a Cents Positive Facebook group or Slack channel?

Yes, Cents Positive has a Slack channel! You’ll get an invitation after you register for an event.

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Cents Positive is hosted by Tanja Hester, author of Work Optional, the blogger behind Our Next Life and one of the hosts of The Fairer Cents.



But this event isn’t about me. It’s about YOU.

There aren’t enough spaces for women in the FIRE (financial independence, retire early) community, and I’m doing my part to change that. Now that I’m early retired and have time on my hands, creating safe spaces for women to talk money is important to me! And because I no longer need to work for money, I can offer the event at cost, which is important to me, too!

I can’t wait to meet you and hang out!

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Got questions that aren’t answered here? Shoot them over here!